Thursday, April 9, 2009
Saturday, March 14, 2009
Area Comes of Age: Hidden Treasure
Click Here.
By ADAM EMERSON | The Tampa Tribune
Published: December 11, 2008
When Hillsborough Community College opened its Ruskin campus next to a public high school, leaders of the college and the county school district had what seemed to be an obvious goal:
Develop a program in which the students at Lennard High School can get a jump on higher education by earning college credit at HCC.
That idea came to fruition this week when the Hillsborough County School Board signed off on the proposed Lennard Collegiate Academy, which aims to reach down as far as middle school to place students on the track to college.
School officials say students enrolled in the academy can complete up to a year of college credits at HCC and save as much as $4,000 in college tuition and textbooks.
"It goes without saying how absolutely exciting this is," school board member Doretha Edgecomb said this week.
The idea, administrators say, is to get more Lennard High students thinking about higher education. Many qualify for free and reduced-price lunches and come from households where neither parent attended college.
Students bound for the academy would need a 3.0 grade-point average or the recommendation of a guidance counselor. The program places students on one of two tracks.
Track one: Students are identified for their college potential while attending Beth Shields Middle School, which feeds many students to Lennard High, and given support to prepare for college studies and college placement tests.
Track two: More talented students who need little academic support may begin college-level courses as early as their sophomore year.
Reporter Adam Emerson can be reached at (813) 259-8285 or aemerson@tampatrib.com.
By ADAM EMERSON | The Tampa Tribune
Published: December 11, 2008
When Hillsborough Community College opened its Ruskin campus next to a public high school, leaders of the college and the county school district had what seemed to be an obvious goal:
Develop a program in which the students at Lennard High School can get a jump on higher education by earning college credit at HCC.
That idea came to fruition this week when the Hillsborough County School Board signed off on the proposed Lennard Collegiate Academy, which aims to reach down as far as middle school to place students on the track to college.
School officials say students enrolled in the academy can complete up to a year of college credits at HCC and save as much as $4,000 in college tuition and textbooks.
"It goes without saying how absolutely exciting this is," school board member Doretha Edgecomb said this week.
The idea, administrators say, is to get more Lennard High students thinking about higher education. Many qualify for free and reduced-price lunches and come from households where neither parent attended college.
Students bound for the academy would need a 3.0 grade-point average or the recommendation of a guidance counselor. The program places students on one of two tracks.
Track one: Students are identified for their college potential while attending Beth Shields Middle School, which feeds many students to Lennard High, and given support to prepare for college studies and college placement tests.
Track two: More talented students who need little academic support may begin college-level courses as early as their sophomore year.
Reporter Adam Emerson can be reached at (813) 259-8285 or aemerson@tampatrib.com.
Monday, March 9, 2009
Day Light Savings Spring
Spring is here in Tampa Bay!!
It has been a wonderful winter here!! With the daylight savings change Spring is
in full swing here in Tampa Bay with spring baseball the American League Champions
the Tampa Rays, the New York Yankees, The Pirates and many other teams playing all within a 50 minute drive. Come get some sunshine!!
It has been a wonderful winter here!! With the daylight savings change Spring is
in full swing here in Tampa Bay with spring baseball the American League Champions
the Tampa Rays, the New York Yankees, The Pirates and many other teams playing all within a 50 minute drive. Come get some sunshine!!
Monday, March 2, 2009
For Immediate Release
Bonnie Fagoh 813 390-7606
Tampa Coastal Homes
813 390-7606
Fax 813 645-8892
TampaCoastalHomes@gmail.com
http://www.TampaCoastalHomes.com
The numbers are in, Bonnie Fagoh again Awarded Masters
At a time in the housing market that is dominated with news of foreclosures, shortsales, and turmoil that is unprecedented in history, Bonnie Fagoh of Tampa Coastal Homes is awarded Masters for 2008 and is accepted into the Number 1 expert program.
Tampa, Florida
March 02, 2009
In a year that experts have noted as the most difficult on record, Bonnie has quietly gone on with what she loves, and that is helping families find fantastic opportunities in this coastal community... "What I have found in 2008 and 2009 is that many buyers are very frustrated with the "pre-foreclosure bargains" that they have tried to acquire. Some have wasted many aggravating months waiting to find out if their offer will even be accepted by the lender on a distressed property that is in need of repair. I have helped families buy brand new homes from builders with full warranties and even close in 2 weeks! That's 2 weeks vs the national average of a minimum 2 to 3 months with distressed property. AND their payments were even less than if they had bought that "short sale deal". Some big national builders need to keep the scaled down workforce busy even if that means selling at a loss (under replacement cost). The hassle of liens and second mortgages etc... does not exist with these brand new bargains." Of course, all the normal due diligence has to be performed. For example, what is the history of the neighborhood? How are the schools? Many of these factors cannot be determined from photos or a written description... No, in today's market it pays to go with a pro who is very knowledgeable about the local area. You need to know that a realtor is serious about the profession. I have lived in my area over 18 years and in Tampa Bay for over 40 years. 2009 will be another year of helping others live the dream!"
What we have found in 2008 and 2009 is there are opportunities of a lifetime for those that can buy. By implementing our customer focus with our broker programs of "your finest real estate experience guaranteed" along with our free boat tours, to our in house short sale team and our daily training and market updates we have been able to stay way ahead of the curve. My office at Century 21 Beggins is the number 1 office in the region for the C21 network. I have instituted a proprietary marketing program for my clients that utilizes many on and offline strategies like: podcast radio, multiple video production, multiple video outlets, search engine marketing, search engine optimization, along with social media and hundreds of aggregtors to garmer exposure that is unmatched in our marketplace. In fact Bonnie says my team was able to hold several top positions during the super bowl. One of the many examples was super bowl luxury villas showcasing the fabulous Bella Sol Luxury Villas and the great financing package we have for that project.
Bonnie Fagoh is the owner of Tampa Coastal Homes.com and has been a top performing real estate agent for Century 21 Beggins Enterprises. Century 21 Beggins has been a top producing real estate brokerage for Century 21 for the last 5 years.
Bonnie has lived in the Tampa area for over 40 years and enjoys living the Florida coastal lifestyle with her husband and 3 children. " We are part of the community" I am raising my children here we participate in the brandon ballet, east bay little league and love relaxing on the water.
Bonnie Fagoh 813 390-7606
Tampa Coastal Homes
813 390-7606
Fax 813 645-8892
TampaCoastalHomes@gmail.com
http://www.TampaCoastalHomes.com
The numbers are in, Bonnie Fagoh again Awarded Masters
At a time in the housing market that is dominated with news of foreclosures, shortsales, and turmoil that is unprecedented in history, Bonnie Fagoh of Tampa Coastal Homes is awarded Masters for 2008 and is accepted into the Number 1 expert program.
Tampa, Florida
March 02, 2009
In a year that experts have noted as the most difficult on record, Bonnie has quietly gone on with what she loves, and that is helping families find fantastic opportunities in this coastal community... "What I have found in 2008 and 2009 is that many buyers are very frustrated with the "pre-foreclosure bargains" that they have tried to acquire. Some have wasted many aggravating months waiting to find out if their offer will even be accepted by the lender on a distressed property that is in need of repair. I have helped families buy brand new homes from builders with full warranties and even close in 2 weeks! That's 2 weeks vs the national average of a minimum 2 to 3 months with distressed property. AND their payments were even less than if they had bought that "short sale deal". Some big national builders need to keep the scaled down workforce busy even if that means selling at a loss (under replacement cost). The hassle of liens and second mortgages etc... does not exist with these brand new bargains." Of course, all the normal due diligence has to be performed. For example, what is the history of the neighborhood? How are the schools? Many of these factors cannot be determined from photos or a written description... No, in today's market it pays to go with a pro who is very knowledgeable about the local area. You need to know that a realtor is serious about the profession. I have lived in my area over 18 years and in Tampa Bay for over 40 years. 2009 will be another year of helping others live the dream!"
What we have found in 2008 and 2009 is there are opportunities of a lifetime for those that can buy. By implementing our customer focus with our broker programs of "your finest real estate experience guaranteed" along with our free boat tours, to our in house short sale team and our daily training and market updates we have been able to stay way ahead of the curve. My office at Century 21 Beggins is the number 1 office in the region for the C21 network. I have instituted a proprietary marketing program for my clients that utilizes many on and offline strategies like: podcast radio, multiple video production, multiple video outlets, search engine marketing, search engine optimization, along with social media and hundreds of aggregtors to garmer exposure that is unmatched in our marketplace. In fact Bonnie says my team was able to hold several top positions during the super bowl. One of the many examples was super bowl luxury villas showcasing the fabulous Bella Sol Luxury Villas and the great financing package we have for that project.
Bonnie Fagoh is the owner of Tampa Coastal Homes.com and has been a top performing real estate agent for Century 21 Beggins Enterprises. Century 21 Beggins has been a top producing real estate brokerage for Century 21 for the last 5 years.
Bonnie has lived in the Tampa area for over 40 years and enjoys living the Florida coastal lifestyle with her husband and 3 children. " We are part of the community" I am raising my children here we participate in the brandon ballet, east bay little league and love relaxing on the water.
Tuesday, February 3, 2009
For Immediate Release: Bonnie Fagoh again Awarded Masters**
Bonnie Fagoh of Tampa Coastal Homes at Century 21 Beggins in Apollo Beach Florida has again been awarded Masters level recognition for 2008***
In a year that experts have noted as the most difficult on record, Bonnie has quietly gone on with what she loves and that is helping families find fantastic opportunity in this coastal community and it shows! "What I have found in 2008 is that many people are very frustrated with the "foreclosure bargains" that they have been steered to, only to find after many aggravating months and been thru the ringer with the lenders that they are forced into a situation where these distressed properties are as is, in need of repair and neglected, I have helped families buy brand new homes never been lived in and with full warranties Close in 2 weeks that's 2 weeks vs the national average of a minimum 2 to 3 months with distressed property. Some big national builders need to keep the scaled down workforce busy even if that means selling at a loss (under replacement cost)." "The hassle of liens and second mortgages etc... does not exist with these brand new bargains." Of course all the normal due diligence has to be performed for example the history of the neighborhood many of these factors cannot be determined off of photos or a written description... No in today's market as competitive as it is it pays to go with a pro that is very knowledgeable about the local area. You need to know that a realtor is serious about the profession. " I have lived in my area over 18 years and in Tampa Bay for over 40 years the trends to me are clear says Bonnie ask how was your 2008?
In a year that experts have noted as the most difficult on record, Bonnie has quietly gone on with what she loves and that is helping families find fantastic opportunity in this coastal community and it shows! "What I have found in 2008 is that many people are very frustrated with the "foreclosure bargains" that they have been steered to, only to find after many aggravating months and been thru the ringer with the lenders that they are forced into a situation where these distressed properties are as is, in need of repair and neglected, I have helped families buy brand new homes never been lived in and with full warranties Close in 2 weeks that's 2 weeks vs the national average of a minimum 2 to 3 months with distressed property. Some big national builders need to keep the scaled down workforce busy even if that means selling at a loss (under replacement cost)." "The hassle of liens and second mortgages etc... does not exist with these brand new bargains." Of course all the normal due diligence has to be performed for example the history of the neighborhood many of these factors cannot be determined off of photos or a written description... No in today's market as competitive as it is it pays to go with a pro that is very knowledgeable about the local area. You need to know that a realtor is serious about the profession. " I have lived in my area over 18 years and in Tampa Bay for over 40 years the trends to me are clear says Bonnie ask how was your 2008?
Sunday, February 1, 2009
Tampa Bay Vacation Homes "can't go wrong"
Your REALTOR®
Bonnie Fagoh
February 2009
Good Time To Buy A Vacation Home
By Broderick Perkins
In seaside Ocean City, MD, where 91 percent of the homes are vacation home properties, owners were buoyed by the prospect of reduced property taxes after assessed values dropped 36 to 45 percent over the last three years, according to county officials.
Scouting the slopes in Colorado's ski resort areas of Aspen, Beaver Creek, Steamboat and Vail will uncover some home prices in the toniest areas still holding steady, but overall sales are down by about 40 percent, according to a University of Colorado's real estate center. In Maui, both home prices and sales are down about 25 percent each, according to the island's real estate association.
And don't forget California's resort areas. Home prices in the Golden State are down by 50 percent or more in many locations.
That's only the beginning. Lower prices and less competition are the tip of the iceberg-sized list of factors that make it a good time to consider a vacation home buy. "In many vacation markets, you can pick up a beach condo or a mountain cabin at a decent price. In some markets, homes are back to 2000 prices," said vacation home guru Christine Karpinski, director of Owner Community for HomeAway.com. She says a host of market conditions have converged to make buying a second home a smart move right about now.
Take the stock market. Please. "Stock market woes have always pushed people to look for alternate investments, and real estate is a consistent stronghold," she says. "Yes, home values are down right now but they have always rebounded. I wouldn't recommend buying a second home with the expectation of flipping it for a quick buck, but if you hang onto it for a while -- and better still, turn it into a vacation rental property -- you'll make a nice profit," Karpinski says.
Interest rates are cooperating. On Dec. 24 Freddie Mac's Primary Mortgage Market Survey revealed 30-year fixed-rate mortgage hadn't been lower since Freddie Mac started the survey in 1971. "Rates have been reasonably low for awhile, following earlier rate cuts toward the beginning of the year. That's good news for anyone who's in the market for a mortgage," Karpinski added.
The pressure of bidding wars is off. "Housing bubble or no housing bubble, you're not going to get
bargain basement prices on, say, a cottage right on the ocean - but if you're willing to buy a few rows back, you'll likely find that prices have fallen substantially," notes Karpinski. "Because houses aren't flying off the shelf, there's less pressure on you to make a quick decision. You can afford to take your time, do your research, and refine your plan," she added.
Vacation rental demand is on. Economic pressures on travel budgets are forcing those who once traveled abroad to stick closer to home. To further save travel dollars, domestic travelers want the most bang for their getaway bucks. Vacation homes provide all the comforts and options of home (eating in, game rooms, wirelessness, etc.), often at a per-person rate that's cheaper than a hotel. Karpinski says, "Vacation homes tend to be less expensive than hotel rooms. This is especially true if you're traveling with extended family or a group of friends. Not incidentally, in many areas of the country, rental demand exceeds supply. The Sunshine State (Florida) is a prime example. Buy a vacation home in a market like Cape Coral, Daytona, Destin, Fort Lauderdale, Indian Rocks Beach, Kissimmee, Madeira Beach, Orlando, Panama City Beach, Sanibel Island, West Palm Beach, or Windsor Hills, and you can't lose." The weak dollar makes American destinations attractive to European travelers and others holding stronger currencies. Also, business travel continues to generate vacation rental income -- especially when foreign business associates come calling. "It's a far more comfortable option; plus many companies work out deals with homeowners whereby they can get volume discounts," said Karpinski
A vacation home can pay for itself. When your monthly mortgage payment is less than or equal to one peak week rental, twelve weeks of rental will cover your mortgage payments for the entire year. Other costs, including bills for your phone, power, cable, and association dues, may be paid out of your earnings from approximately five off-week rentals, Karpinski says.
The calculations don't consider the added cost of a property manger you may need if you are not a do-it-yourselfer. Despite the convergence of positive factors pointing to an opportunity to buy a second or vacations home, the fundamentals still apply. Strong credit, low debt, high savings and other assets are a plus.
Bonnie Fagoh
813-390-7606
bonniefagoh@century21beggins.com
http://www.TampaCoastalHomes.com
Century 21 Beggins Enterprises
813-658-1344
6542 U. S. Hwy. 41 N.
Apollo Beach, FL 33572
Bonnie Fagoh
February 2009
Good Time To Buy A Vacation Home
By Broderick Perkins
In seaside Ocean City, MD, where 91 percent of the homes are vacation home properties, owners were buoyed by the prospect of reduced property taxes after assessed values dropped 36 to 45 percent over the last three years, according to county officials.
Scouting the slopes in Colorado's ski resort areas of Aspen, Beaver Creek, Steamboat and Vail will uncover some home prices in the toniest areas still holding steady, but overall sales are down by about 40 percent, according to a University of Colorado's real estate center. In Maui, both home prices and sales are down about 25 percent each, according to the island's real estate association.
And don't forget California's resort areas. Home prices in the Golden State are down by 50 percent or more in many locations.
That's only the beginning. Lower prices and less competition are the tip of the iceberg-sized list of factors that make it a good time to consider a vacation home buy. "In many vacation markets, you can pick up a beach condo or a mountain cabin at a decent price. In some markets, homes are back to 2000 prices," said vacation home guru Christine Karpinski, director of Owner Community for HomeAway.com. She says a host of market conditions have converged to make buying a second home a smart move right about now.
Take the stock market. Please. "Stock market woes have always pushed people to look for alternate investments, and real estate is a consistent stronghold," she says. "Yes, home values are down right now but they have always rebounded. I wouldn't recommend buying a second home with the expectation of flipping it for a quick buck, but if you hang onto it for a while -- and better still, turn it into a vacation rental property -- you'll make a nice profit," Karpinski says.
Interest rates are cooperating. On Dec. 24 Freddie Mac's Primary Mortgage Market Survey revealed 30-year fixed-rate mortgage hadn't been lower since Freddie Mac started the survey in 1971. "Rates have been reasonably low for awhile, following earlier rate cuts toward the beginning of the year. That's good news for anyone who's in the market for a mortgage," Karpinski added.
The pressure of bidding wars is off. "Housing bubble or no housing bubble, you're not going to get
bargain basement prices on, say, a cottage right on the ocean - but if you're willing to buy a few rows back, you'll likely find that prices have fallen substantially," notes Karpinski. "Because houses aren't flying off the shelf, there's less pressure on you to make a quick decision. You can afford to take your time, do your research, and refine your plan," she added.
Vacation rental demand is on. Economic pressures on travel budgets are forcing those who once traveled abroad to stick closer to home. To further save travel dollars, domestic travelers want the most bang for their getaway bucks. Vacation homes provide all the comforts and options of home (eating in, game rooms, wirelessness, etc.), often at a per-person rate that's cheaper than a hotel. Karpinski says, "Vacation homes tend to be less expensive than hotel rooms. This is especially true if you're traveling with extended family or a group of friends. Not incidentally, in many areas of the country, rental demand exceeds supply. The Sunshine State (Florida) is a prime example. Buy a vacation home in a market like Cape Coral, Daytona, Destin, Fort Lauderdale, Indian Rocks Beach, Kissimmee, Madeira Beach, Orlando, Panama City Beach, Sanibel Island, West Palm Beach, or Windsor Hills, and you can't lose." The weak dollar makes American destinations attractive to European travelers and others holding stronger currencies. Also, business travel continues to generate vacation rental income -- especially when foreign business associates come calling. "It's a far more comfortable option; plus many companies work out deals with homeowners whereby they can get volume discounts," said Karpinski
A vacation home can pay for itself. When your monthly mortgage payment is less than or equal to one peak week rental, twelve weeks of rental will cover your mortgage payments for the entire year. Other costs, including bills for your phone, power, cable, and association dues, may be paid out of your earnings from approximately five off-week rentals, Karpinski says.
The calculations don't consider the added cost of a property manger you may need if you are not a do-it-yourselfer. Despite the convergence of positive factors pointing to an opportunity to buy a second or vacations home, the fundamentals still apply. Strong credit, low debt, high savings and other assets are a plus.
Bonnie Fagoh
813-390-7606
bonniefagoh@century21beggins.com
http://www.TampaCoastalHomes.com
Century 21 Beggins Enterprises
813-658-1344
6542 U. S. Hwy. 41 N.
Apollo Beach, FL 33572
Subscribe to:
Posts (Atom)