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Bonnie Fagoh
May 2009
Buyin' or Sellin'....Call Bonnie Helen! (Fagoh)
(813) 390-7606
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All Rights Reserved.
With Affordability Up, Home Buyers are Starting to Return
Thanks to record low mortgage rates and declining home prices, 55 million families – or half of all U.S. households -- can afford today’s $200,000 median-priced new home, according to figures released by the National Association of Home Builders (NAHB).
"That’s an increase of 17 million households from conditions just two years ago and the best housing affordability number we have seen in years," said NAHB Chairman Joe Robson, a home builder from Tulsa, Okla. "We are now seeing the first signs that
Mortgage Rates
U.S. averages as of April 30, 2009:
30 yr. fixed: 4.75%
15 yr. fixed: 4.48%
1 yr. adj: 4.77%
View current rates
buyers are returning to the marketplace."
Based on data from the U.S. Census Bureau comparing home prices, mortgage rates and minimum income needed to purchase a median-priced
CONTINUED >>>
Wondering What Your Home Is Worth?
Let me show you.
Time To Move From
Renting To Owning
Falling housing prices, historically low interest rates, and tax credits are creating an enticing environment for renters to convert to homeowners.
"We are still going to have a tremendous amount of foreclosures, price declines, and best opportunities to buy properties at amazing prices," says Bruce Norris of The Norris Group.
If that sounds like a mixed bag of bad and good, indeed it is. Consumers have been inundated with news about a troubled real estate market. "If you look at the closings for California, 55 percent or more closings every month are lender-owned properties; that ratio has never existed before. So, the lenders are really dictating the prices at this point and there are so many lender-owned properties that the appraiser almost has no choice but to give that comp a lot of credence," says Norris. But the good news, especially for those who have been wanting to take the plunge into homeownership is that
CONTINUED >>>
No Money To Buy a Home?
Try These Savings Tips
For many people, buying their own home is still the American dream. Yet, it remains out of reach for a lot of people, even though the housing affordability index in many areas of the country is as good as it has ever been. But if you're not prepared to buy a house, then the index doesn't mean a thing to you—except, perhaps, to create a painful sting and a constant reminder that you're missing out on a good opportunity to buy real estate at lower prices.
For those who are planning to stay in the same house for a few years, experts are advising now is the time move from renting to owning. The cost of buying and relocating in a short period (a couple years) can make the concept of buying not appealing or cost effective. But if it's for the long term, owning can make perfect sense. But what if you're a first-time buyer or you haven't owned a home in a while, how do you prepare for what is often the largest purchase you'll ever make? Buying a home isn't that difficult but it does require you to make sure that you're in the right financial (and emotional) position to do it. How do you get there when so many other expenses often take precedence? Simple but not necessarily easy steps can help you position to transition from renter to home
CONTINUED >>>
Green Remodeling Gets
'Not So Big' Approach
A decade ago, architect and "Not So Big" life style visionary Sarah Susanka started up the road to gurudom with a blueprint for living that extolled the values of living responsibly, sustainably and meaningfully.
She was ahead of her time.
Susanka nearly single-handedly, revolutionized the way people think about living spaces while prompting others to trade in the bigger-is-better approach for a livability-is-larger mantra.
The true feeling of home, she said from the beginning, is not about the kind of emotional lust that put the economy in a tailspin, but the need to tailor a home to fit the human form and the need to scale a house in proportions that serve real human functions.
CONTINUED >>>
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Daily News and Advice
Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.
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Bonnie Fagoh
E-mail: bonniefagoh@century21beggins.com
Web: Click Here!
813-390-7606
Century 21 Beggins Enterprises
813-658-1344
6542 U. S. Hwy. 41 N.
Apollo Beach, FL 33572
Equal Housing Opportunity
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Area Comes of Age: Hidden Treasure
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By ADAM EMERSON | The Tampa Tribune
Published: December 11, 2008
When Hillsborough Community College opened its Ruskin campus next to a public high school, leaders of the college and the county school district had what seemed to be an obvious goal:
Develop a program in which the students at Lennard High School can get a jump on higher education by earning college credit at HCC.
That idea came to fruition this week when the Hillsborough County School Board signed off on the proposed Lennard Collegiate Academy, which aims to reach down as far as middle school to place students on the track to college.
School officials say students enrolled in the academy can complete up to a year of college credits at HCC and save as much as $4,000 in college tuition and textbooks.
"It goes without saying how absolutely exciting this is," school board member Doretha Edgecomb said this week.
The idea, administrators say, is to get more Lennard High students thinking about higher education. Many qualify for free and reduced-price lunches and come from households where neither parent attended college.
Students bound for the academy would need a 3.0 grade-point average or the recommendation of a guidance counselor. The program places students on one of two tracks.
Track one: Students are identified for their college potential while attending Beth Shields Middle School, which feeds many students to Lennard High, and given support to prepare for college studies and college placement tests.
Track two: More talented students who need little academic support may begin college-level courses as early as their sophomore year.
Reporter Adam Emerson can be reached at (813) 259-8285 or aemerson@tampatrib.com.
By ADAM EMERSON | The Tampa Tribune
Published: December 11, 2008
When Hillsborough Community College opened its Ruskin campus next to a public high school, leaders of the college and the county school district had what seemed to be an obvious goal:
Develop a program in which the students at Lennard High School can get a jump on higher education by earning college credit at HCC.
That idea came to fruition this week when the Hillsborough County School Board signed off on the proposed Lennard Collegiate Academy, which aims to reach down as far as middle school to place students on the track to college.
School officials say students enrolled in the academy can complete up to a year of college credits at HCC and save as much as $4,000 in college tuition and textbooks.
"It goes without saying how absolutely exciting this is," school board member Doretha Edgecomb said this week.
The idea, administrators say, is to get more Lennard High students thinking about higher education. Many qualify for free and reduced-price lunches and come from households where neither parent attended college.
Students bound for the academy would need a 3.0 grade-point average or the recommendation of a guidance counselor. The program places students on one of two tracks.
Track one: Students are identified for their college potential while attending Beth Shields Middle School, which feeds many students to Lennard High, and given support to prepare for college studies and college placement tests.
Track two: More talented students who need little academic support may begin college-level courses as early as their sophomore year.
Reporter Adam Emerson can be reached at (813) 259-8285 or aemerson@tampatrib.com.
Monday, March 9, 2009
Day Light Savings Spring
Spring is here in Tampa Bay!!
It has been a wonderful winter here!! With the daylight savings change Spring is
in full swing here in Tampa Bay with spring baseball the American League Champions
the Tampa Rays, the New York Yankees, The Pirates and many other teams playing all within a 50 minute drive. Come get some sunshine!!
It has been a wonderful winter here!! With the daylight savings change Spring is
in full swing here in Tampa Bay with spring baseball the American League Champions
the Tampa Rays, the New York Yankees, The Pirates and many other teams playing all within a 50 minute drive. Come get some sunshine!!
Monday, March 2, 2009
For Immediate Release
Bonnie Fagoh 813 390-7606
Tampa Coastal Homes
813 390-7606
Fax 813 645-8892
TampaCoastalHomes@gmail.com
http://www.TampaCoastalHomes.com
The numbers are in, Bonnie Fagoh again Awarded Masters
At a time in the housing market that is dominated with news of foreclosures, shortsales, and turmoil that is unprecedented in history, Bonnie Fagoh of Tampa Coastal Homes is awarded Masters for 2008 and is accepted into the Number 1 expert program.
Tampa, Florida
March 02, 2009
In a year that experts have noted as the most difficult on record, Bonnie has quietly gone on with what she loves, and that is helping families find fantastic opportunities in this coastal community... "What I have found in 2008 and 2009 is that many buyers are very frustrated with the "pre-foreclosure bargains" that they have tried to acquire. Some have wasted many aggravating months waiting to find out if their offer will even be accepted by the lender on a distressed property that is in need of repair. I have helped families buy brand new homes from builders with full warranties and even close in 2 weeks! That's 2 weeks vs the national average of a minimum 2 to 3 months with distressed property. AND their payments were even less than if they had bought that "short sale deal". Some big national builders need to keep the scaled down workforce busy even if that means selling at a loss (under replacement cost). The hassle of liens and second mortgages etc... does not exist with these brand new bargains." Of course, all the normal due diligence has to be performed. For example, what is the history of the neighborhood? How are the schools? Many of these factors cannot be determined from photos or a written description... No, in today's market it pays to go with a pro who is very knowledgeable about the local area. You need to know that a realtor is serious about the profession. I have lived in my area over 18 years and in Tampa Bay for over 40 years. 2009 will be another year of helping others live the dream!"
What we have found in 2008 and 2009 is there are opportunities of a lifetime for those that can buy. By implementing our customer focus with our broker programs of "your finest real estate experience guaranteed" along with our free boat tours, to our in house short sale team and our daily training and market updates we have been able to stay way ahead of the curve. My office at Century 21 Beggins is the number 1 office in the region for the C21 network. I have instituted a proprietary marketing program for my clients that utilizes many on and offline strategies like: podcast radio, multiple video production, multiple video outlets, search engine marketing, search engine optimization, along with social media and hundreds of aggregtors to garmer exposure that is unmatched in our marketplace. In fact Bonnie says my team was able to hold several top positions during the super bowl. One of the many examples was super bowl luxury villas showcasing the fabulous Bella Sol Luxury Villas and the great financing package we have for that project.
Bonnie Fagoh is the owner of Tampa Coastal Homes.com and has been a top performing real estate agent for Century 21 Beggins Enterprises. Century 21 Beggins has been a top producing real estate brokerage for Century 21 for the last 5 years.
Bonnie has lived in the Tampa area for over 40 years and enjoys living the Florida coastal lifestyle with her husband and 3 children. " We are part of the community" I am raising my children here we participate in the brandon ballet, east bay little league and love relaxing on the water.
Bonnie Fagoh 813 390-7606
Tampa Coastal Homes
813 390-7606
Fax 813 645-8892
TampaCoastalHomes@gmail.com
http://www.TampaCoastalHomes.com
The numbers are in, Bonnie Fagoh again Awarded Masters
At a time in the housing market that is dominated with news of foreclosures, shortsales, and turmoil that is unprecedented in history, Bonnie Fagoh of Tampa Coastal Homes is awarded Masters for 2008 and is accepted into the Number 1 expert program.
Tampa, Florida
March 02, 2009
In a year that experts have noted as the most difficult on record, Bonnie has quietly gone on with what she loves, and that is helping families find fantastic opportunities in this coastal community... "What I have found in 2008 and 2009 is that many buyers are very frustrated with the "pre-foreclosure bargains" that they have tried to acquire. Some have wasted many aggravating months waiting to find out if their offer will even be accepted by the lender on a distressed property that is in need of repair. I have helped families buy brand new homes from builders with full warranties and even close in 2 weeks! That's 2 weeks vs the national average of a minimum 2 to 3 months with distressed property. AND their payments were even less than if they had bought that "short sale deal". Some big national builders need to keep the scaled down workforce busy even if that means selling at a loss (under replacement cost). The hassle of liens and second mortgages etc... does not exist with these brand new bargains." Of course, all the normal due diligence has to be performed. For example, what is the history of the neighborhood? How are the schools? Many of these factors cannot be determined from photos or a written description... No, in today's market it pays to go with a pro who is very knowledgeable about the local area. You need to know that a realtor is serious about the profession. I have lived in my area over 18 years and in Tampa Bay for over 40 years. 2009 will be another year of helping others live the dream!"
What we have found in 2008 and 2009 is there are opportunities of a lifetime for those that can buy. By implementing our customer focus with our broker programs of "your finest real estate experience guaranteed" along with our free boat tours, to our in house short sale team and our daily training and market updates we have been able to stay way ahead of the curve. My office at Century 21 Beggins is the number 1 office in the region for the C21 network. I have instituted a proprietary marketing program for my clients that utilizes many on and offline strategies like: podcast radio, multiple video production, multiple video outlets, search engine marketing, search engine optimization, along with social media and hundreds of aggregtors to garmer exposure that is unmatched in our marketplace. In fact Bonnie says my team was able to hold several top positions during the super bowl. One of the many examples was super bowl luxury villas showcasing the fabulous Bella Sol Luxury Villas and the great financing package we have for that project.
Bonnie Fagoh is the owner of Tampa Coastal Homes.com and has been a top performing real estate agent for Century 21 Beggins Enterprises. Century 21 Beggins has been a top producing real estate brokerage for Century 21 for the last 5 years.
Bonnie has lived in the Tampa area for over 40 years and enjoys living the Florida coastal lifestyle with her husband and 3 children. " We are part of the community" I am raising my children here we participate in the brandon ballet, east bay little league and love relaxing on the water.
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