Saturday, May 2, 2009

Lately we have experienced a strong buyer's market with prices that had been trending downward starting to level off. There is a stirring...buyers are buying again! For instance, Covington Park had 130 listings just a year ago and we are down to 52 listings. Mirabay is down to about 80 listings. We have something for everyone with off-water prices on single family residences ranging from the low $100's to $400's and waterfront from the $200's (incredible value!) up to $4.5mil.
(813) 390-7606.

ZIP Code: 33572

Location Characteristics: Apollo Beach is a growing community centrally located between Tampa (20 min), Sarasota (30 min) and St Petersburg (20 min). There are 55 MILES of canals leading to Tampa Bay for those of you who enjoy water sports. Southshore Commons, a major "open air" mall is planned for 2009 with shopping, restaurants, movie theatre and office buildings. The area is excited about our Tampa Bay Rays playing in the World Series this year. AND the Super Bowl Committee is impressed enough with Tampa Bay to have us host the Super Bowl for the third time!! Come see for yourself why people love it here!
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About Bonnie Fagoh:
I am a 40 year Florida resident of the Tampa Bay Area!
Meet Bonnie FagohTuesday, February 3, 2009
For Immediate Release: Bonnie Fagoh again Awarded Masters**
Bonnie Fagoh of Tampa Coastal Homes at Century 21 Beggins in Apollo Beach Florida has again been awarded Masters level recognition for 2008***

In a year that experts have noted as the most difficult on record, Bonnie has quietly gone on with what she loves, and that is helping families find fantastic opportunities in this coastal community... and it shows! "What I have found in 2008 and 2009 is that many buyers are very frustrated with the "pre-foreclosure bargains" that they have tried to acquire. Some have wasted many aggravating months waiting to find out if their offer will even be accepted by the lender on a distressed property that is in need of repair. I have helped families buy brand new homes from builders with full warranties and even close in 2 weeks! That's 2 weeks vs the national average of a minimum 2 to 3 months with distressed property. AND their payments were even less than if they had bought that "short sale deal". Some big national builders need to keep the scaled down workforce busy even if that means selling at a loss (under replacement cost). The hassle of liens and second mortgages etc... does not exist with these brand new bargains." Of course, all the normal due diligence has to be performed. For example, what is the history of the neighborhood? How are the schools? Many of these factors cannot be determined from photos or a written description... No, in today's market it pays to go with a pro who is very knowledgeable about the local area. You need to know that a realtor is serious about the profession. I have lived in my area over 18 years and in Tampa Bay for over 40 years. 2009 will be another year of helping others live the dream!"

Let me put my expertise to work for YOU.
I currently live on the water in Ruskin with my husband and 3 children. I understand the importance of community and good schools to those raising a family.
Please do not hesitate to call on me if I can be of assistance in helping you find a new home. If you need to sell, I can help you get the HIGHEST price, in the shortest time, with the least amount of incovenience to you. I work at an office with a Sales FORCE of over 80 agents. There are well over 200 agents in our 5 offices that surround the Tampa bay area.
Please call me at (813) 390-7606 so that I can assist you with all your Real Estate needs.

Feb 09 UPDATE!!** Thanks again to everyone as I was again awarded at the TOP AGENTS retreat for 2008!! This is a measure of how dedicated to the real estate industry an agent is.... ask how was your

Bonnie Fagoh
May 2009

Buyin' or Sellin'....Call Bonnie Helen! (Fagoh)
(813) 390-7606
Copyright © 2009 Realty Times
All Rights Reserved.

With Affordability Up, Home Buyers are Starting to Return

Thanks to record low mortgage rates and declining home prices, 55 million families – or half of all U.S. households -- can afford today’s $200,000 median-priced new home, according to figures released by the National Association of Home Builders (NAHB).
"That’s an increase of 17 million households from conditions just two years ago and the best housing affordability number we have seen in years," said NAHB Chairman Joe Robson, a home builder from Tulsa, Okla. "We are now seeing the first signs that

Mortgage Rates
U.S. averages as of April 30, 2009:

30 yr. fixed: 4.75%
15 yr. fixed: 4.48%
1 yr. adj: 4.77%

View current rates

buyers are returning to the marketplace."
Based on data from the U.S. Census Bureau comparing home prices, mortgage rates and minimum income needed to purchase a median-priced


Wondering What Your Home Is Worth?

Let me show you.

Time To Move From
Renting To Owning

Falling housing prices, historically low interest rates, and tax credits are creating an enticing environment for renters to convert to homeowners.
"We are still going to have a tremendous amount of foreclosures, price declines, and best opportunities to buy properties at amazing prices," says Bruce Norris of The Norris Group.
If that sounds like a mixed bag of bad and good, indeed it is. Consumers have been inundated with news about a troubled real estate market. "If you look at the closings for California, 55 percent or more closings every month are lender-owned properties; that ratio has never existed before. So, the lenders are really dictating the prices at this point and there are so many lender-owned properties that the appraiser almost has no choice but to give that comp a lot of credence," says Norris. But the good news, especially for those who have been wanting to take the plunge into homeownership is that

No Money To Buy a Home?
Try These Savings Tips

For many people, buying their own home is still the American dream. Yet, it remains out of reach for a lot of people, even though the housing affordability index in many areas of the country is as good as it has ever been. But if you're not prepared to buy a house, then the index doesn't mean a thing to you—except, perhaps, to create a painful sting and a constant reminder that you're missing out on a good opportunity to buy real estate at lower prices.
For those who are planning to stay in the same house for a few years, experts are advising now is the time move from renting to owning. The cost of buying and relocating in a short period (a couple years) can make the concept of buying not appealing or cost effective. But if it's for the long term, owning can make perfect sense. But what if you're a first-time buyer or you haven't owned a home in a while, how do you prepare for what is often the largest purchase you'll ever make? Buying a home isn't that difficult but it does require you to make sure that you're in the right financial (and emotional) position to do it. How do you get there when so many other expenses often take precedence? Simple but not necessarily easy steps can help you position to transition from renter to home

Green Remodeling Gets
'Not So Big' Approach

A decade ago, architect and "Not So Big" life style visionary Sarah Susanka started up the road to gurudom with a blueprint for living that extolled the values of living responsibly, sustainably and meaningfully.
She was ahead of her time.
Susanka nearly single-handedly, revolutionized the way people think about living spaces while prompting others to trade in the bigger-is-better approach for a livability-is-larger mantra.
The true feeling of home, she said from the beginning, is not about the kind of emotional lust that put the economy in a tailspin, but the need to tailor a home to fit the human form and the need to scale a house in proportions that serve real human functions.


Daily News and Advice

Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.

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Bonnie Fagoh
Web: Click Here!
Century 21 Beggins Enterprises
6542 U. S. Hwy. 41 N.
Apollo Beach, FL 33572

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