December Update

Your REALTOR:
Bonnie Fagoh
December 2008
Buyin' or Sellin'....Call Bonnie Helen! (Fagoh)(813) 390-7606
Copyright © 2008 Realty TimesAll Rights Reserved.
Daily News And Advice
Updated 01:00 AM CST Today
Today's Feature Stories

Washington Report: Rate Reduction Proposals All the details haven't been nailed down, but Washington has been buzzing in the past week that the Treasury Department has actually listened to the housing and real estate industries' calls for widescale rate reductions for home purchases. FULL STORY->
December Cybertips Thinking of building that deck? How about an attractive tool or pool house? Whatever chore you envision, you can now envision it better in 3D. This tip and more in this month's column. FULL STORY->
Condo Trends: The Trend That Gives and Give If you're nearing the age of 50, then you've probably already heard about a type of design in housing called "universal design." FULL STORY->
Silver Lining Behind A Foreclosure? There's hardly any good news to speak of when the words mortgage and foreclosure are used in the same sentence but one self-proclaimed wrongful-foreclosure homeowner has identified a silver lining behind the massive cloud. FULL STORY->
Long-Term Mortgage Rates Plummet; Short-Term Rates Fall But Not as Dramatically Freddie Mac today released the results of its Primary Mortgage Market Survey (PMMS) in which the 30-year fixed-rate mortgage (FRM) averaged 5.53 percent with an average 0.7 point for the week ending December 3, 2008, down from last week when it averaged 5.97 percent. Last year at this time, the 30-year FRM averaged 5.96 percent. The 30-year FRM has not been lower since January 24, 2008, when it was 5.48 percent. FULL STORY->
Investor Report: Diversify in Mexico Investors looking to diversify their portfolios into land or rental properties -- that are still gaining in market value -- ought to look south of the border. FULL STORY->
HeadlinesLong-Term Mortgage Rates Plummet; Short-Term Rates Fall But Not as DramaticallyFreddie Mac today released the results of its Primary Mortgage Market Survey (PMMS) in which the 30-year fixed-rate mortgage (FRM) averaged 5.53 percent with an average 0.7 point for the week ending December 3, 2008, down from last week when it averaged 5.97 percent. Last year at this time, the 30-year FRM averaged 5.96 percent. The 30-year FRM has not been lower since January 24, 2008, when it was 5.48 percent. FULL STORY->Hot Market: 3Q in Florida Shows Strengthening MarketHome buyers and investors are making their way south again to the Sunshine State. The third quarter sales statistics demonstrate sales increases across the board with a 5 percent increase in sales for the quarter compared to the same quarter a year ago. FULL STORY->Investor Report: Diversify in MexicoInvestors looking to diversify their portfolios into land or rental properties -- that are still gaining in market value -- ought to look south of the border. FULL STORY->Silver Lining Behind A Foreclosure?There's hardly any good news to speak of when the words mortgage and foreclosure are used in the same sentence but one self-proclaimed wrongful-foreclosure homeowner has identified a silver lining behind the massive cloud. FULL STORY->Good Intentions Don't Excuse Poor ResultsThe world has changed dramatically in the last 50 years. There has been more innovation and more technological progress in the last 80 years than there were in the previous years added together since the beginning of time. FULL STORY->Market ConditionsFed Chairman Ben Bernanke said yesterday that more must be done to help homeowners -- and that help needs to include the government and banks stepping up to the plate. FULL STORY->No Place Like Home For SavingsHome-related expenses account for a large portion of cost-of-living increases. Your home is also chock full of potential savings that can help you get into your next home. FULL STORY->How to Build Your Business This Holiday SeasonProspects are on vacation, the family is staying over, and it's real easy to postpone any sales related activities. Here's how to stay on top of your business. FULL STORY->Market ConditionsThe National Association of Realtors is reporting that curb appeal may be just the way to get the most out of your investment. FULL STORY->American Petroleum Institute Wins the 2008 Community Builder AwardRebuilding Together, a leading nonprofit organization working to preserve affordable homeownership, honored The American Petroleum Institute (API) with the Patty R. Johnson Community Builder Award for 2008. FULL STORY->Interest Rate Buy-Down is Major Element of NAR Housing Stimulus PlanSo Many Different Business Plans: Which Do You Choose?Ask the HOA ExpertAdopt the "Forge Ahead to Prosperity" Attitude Essential in BusinessReal Estate Outlook: Sales Jump in Ailing MarketsThe Small House MovementWill 2009 Be an Awesome Year? 10 Tips To Get ReadyMarket Conditions30-Year Fixed-Rate Mortgage Rate at Seven-Week Low According to Freddie Mac Weekly SurveyAgents Need to Be on Guard When Handling Short SalesWashington Report: Modifying Loan TermsGreen Counter Tops Tell An Eco-Friendly StoryHot Market: Elmira, NY -- Stable Economy, Moving PricesTechno-SellingInvestor Report: 1031 TIC BankruptcyThese Are the 'Best of Times' for Multifamily TIC Providers and Investors: Part IITelling Your Home's Story SellsCan You Rely on Your SOI Even in Today's Market?Just Two ThingsGreen Building is Growing Despite Down Market, According to Report from McGraw-Hill Construction
CURRENTMORTGAGE RATES
Interest Rate Watch
30 yr fixed:
5.53%
15 yr fixed:
5.33%
1 yr adj:
5.02%
(U.S. Daily Averages)
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Bonnie Fagoh E-mail: bonniefagoh@century21beggins.comWeb: http://www.TampaCoastalHomes.com813-390-7606
Century 21 Beggins Enterprises813-658-13446542 U. S. Hwy. 41 N.Apollo Beach, FL 33572
Equal Housing Opportunity


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