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Don't Wait To Plan Your Estate Making excuses to delay estate planning is easy. In fact, maybe you've already thought: "I'll worry about it when I'm older." Or "My estate is too small to be affected." Or even, "I don't know what I'm going to do with my assets yet." However, if you are unprepared when incapacity or death strikes, your family's financial future may not be protected. While there is no designated age for beginning to plan your estate, waiting too long may rob your beneficiaries of much of their inheritance. That's why it's important to take the time now - before you need an estate plan. Start with the Basics: What if you
Mortgage RatesU.S. averages as of September 26, 2002:
30 yr. fixed: 5.99%15 yr. fixed: 5.41%1 yr. adj: 4.22%30 yr. jumbo: 6.98%-->
Get today's rates
were to die intestate - that is, without a will? As the foundation of your estate plan, a will provides for distribution of your assets, names a guardian for your minor children, and appoints an executor or personal representative to see that your
Wondering What Your Home Is Worth?Let me show you.
Don't Overlook a Home's Potential When House Hunting Home shopping. For first-time homebuyers it's an exciting, albeit nerve-wracking, experience. If you're like others in the market for their first home, you probably have in mind exactly how your soon-to-be home will look. But it's important not to fall into the bad decorating, dingy walls, and dirt-bare back yard equals bad-home trap. If you don't see past the hideous wallpaper, funky light fixtures, and avocado green carpeting, you may miss out on a home with great potential. And, if you're looking for a home in a seller's market where homes are being snatched up as soon as they go on the market, you'll come to realize you can't be choosy if you want to make a competitive offer. One of the first things to do is to get pre-qualified for a loan and determine the maximum you can afford to offer for a house. Don't look at homes that are asking for more than 5 percent above your maximum, otherwise
Tips for Showing YourHome in Fall Fall often signals a slowing down in the real estate business. While steady home sales are expected to continue through the year, many regions will likely slowly shift from a sellers market to a moderate or buyers market, meaning if you're selling, you'll want to do everything you can to make you house look its best. As you set out to put your home on the market and add your home sale to this year's statistics, keep the following fall tips in mind:
Curb appeal. A home shopper's first impression is everything. The moment they pull up to the curb, they'll make an instant judgment. You'll want to be sure it's positive. You can begin by making sure leaves are raked, and your shrubs and bushes are pruned.
Make sure your walkway is free of leaves and debris.
Trim trees so unexpected winds don't knock down branches that could damage your home or hurt anybody.
If it is rainy, be sure you have a good doormat so all potential homebuyers can wipe their feet and not traipse mud and water through the house.
Make sure gutters are free from debris and are draining properly.
If you already have snow, be sure you
Keeping Your HomePlayground Safe As kids head back to school, you're bound to notice the kindergartner whose wrist is in a cast after falling from the monkey bars. But it's not just on the schoolyard and neighborhood park that injuries occur - in fact, more deaths to children occur in backyard playgrounds than on public play equipment. The Consumer Product Safety Commission reports that from 1990 to August 2000 there were 150 deaths to children 15 and under stemming from unsafe playground equipment. Ninety of those deaths occurred at home. About 75 percent of the home deaths resulted from hangings from ropes, cords, homemade rope swings, and similar items. And when it comes to injuries, there were more than 200,000 playground-related injuries in 1999 - almost 47,000
CONTINUED >>>Local Market Conditions
Daily News and Advice -->Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.
Rates Hit New Low, But Does A Housing Bubble Loom?
Tips for Remodeling Your Kitchen on a Tight Budget
Designing Your Landscape
Steps to Raise Credit Scores Could Prove Costly
Bonnie Fagoh E-mail: firstname.lastname@example.org Web: WWW.TAMPACOASTALHOMES.COM 813-390-7606
Century 21 Beggins Enterprises813-390-7606 6542 U. S. Hwy. 41 N.Apollo Beach, FL 33572
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