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Bonnie Fagoh
December 2006
Buyin' or Sellin'....Call Bonnie Helen! (Fagoh)(813) 390-7606
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Should I Take My Home Off the Market During the Holidays? When you look at your calendar you may find the months already overloaded with seasonal obligations -- shopping, entertaining, children's pageants, charity work, decorating the house, and so much more. If you are also trying to sell your home, you are under extra pressure to keep your home in "showtime" condition. And that could be the last thing you need before the holiday spirit is broken. It is understandable why you would be tempted to take your home off the market during the holidays. And the list of justifications is long. If you are too
Mortgage Rates U.S. averages as of November 30, 2006:30 yr. fixed: 6.14%15 yr. fixed: 5.87%1 yr. adj: 5.46%30 yr. jumbo: 6.98%-->
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busy, buyers may be also, and you may find your efforts unrewarded with not enough showings. And what if you do get an offer? You may be faced with the possibility of packing and moving during
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Wondering What Your Home Is Worth?Let me show you.
Buyers: A Source of Capital You May Not Have Considered Buyers have a source of investment capital that they haven't considered -- their pensions. Many people don't know that they can use their pension funds to invest in real estate. The truth is it's entirely possible and perfectly legal -- with a self-directed pension plan. Any time a pension fund allows someone to control his or her own investment decisions it's a self-directed plan. But the term "self-directed" can be misleading, especially when you are limited to investing in a list of stocks or mutual funds provided by your plan's administrator. If you have a truly self-directed plan, you can invest in just about anything you want, as long as it fits within IRS guidelines. So many things are included in the IRS guidelines that even the IRS doesn't bother trying to list them all. Instead the IRS lists only those things pension plans can't invest in. If it's not on that list, then you should be okay making the investment, so long as the transaction
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It Is A Good Time To Decide It sounds tired, trite, hackneyed, even a little specious, especially when it's become little more than a marketing slogan used to describe just about any housing market, no matter how bleak or bright. However, right now, the popular refrain, "It's a good time to buy," resonates with a more resolute ring of truth. Remember that a "good time to buy" for you may not be the same "good time to buy" for someone else. Personal considerations trump the generalities. Instead of making the home-buying decision based solely on market conditions, consider it in a more holistic context. It's only a good time for you to buy a home, typically, when owning is cheaper than renting and a home purchase is a natural fit for your financial needs, goals, obligations and lifestyle. Consider market conditions -- it's wise to buy low and sell high -- but also examine your complete financial picture, other goals in life and plans for your family. It's not easy. The current market offers a big carrot. "Today, with the real estate market slowing in many parts of the country, all the market fundamentals show that
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Homeowners Lax On Guest Room Preparedness 'Tis the season. Guests are coming. But you aren't prepared. Your spare room is a storage locker, a temporary office, a play room or a catch-all dump for spillover from the garage. And there's so much junk in the attic you don't need insulation. That once yawning, guest room of emptiness called out to you looking for somewhere to toss stuff in order to keep the rest of the home neat and up-to-date. Now, with the holidays brewing, there's trouble on the home front. Total domestic travel expenditures by U.S. tourists is expected to rise at a rate of only 4.1 percent this year, compared to nearly twice that much, 7.5 percent last year, according to the Travel Industry Association of America and guess what?
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Daily News and Advice -->Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.
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Bonnie Fagoh E-mail: bonniefagoh@century21beggins.com Web: http://www.tampacoastalhomes.com Cell: 813-390-7606
Century 21 Beggins Enterprises 813-390-7606 6542 U. S. Hwy. 41 N.Apollo Beach, FL 33572
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