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Bonnie Fagoh
March 2004
Buyin' or Sellin'....Call Bonnie Helen! (Fagoh)(813) 390-7606
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Tips For PotentialMove-Up Buyers If your family is growing, you're earning more money than you were five years ago, you want to live in a more desirable neighborhood, or you want a larger or better-appointed house, you might be considering selling your house and "moving up." Many homeowners are also motivated to move up because of increasing appreciation rates; they can sell their existing house and have a hefty down payment for their new house. The National Association of Realtors reported that 33 areas had double-digit increases in the median existing-home prices in the fourth quarter of 2003 versus the same
Mortgage Rates U.S. averages as of February 26, 2004:30 yr. fixed: 5.58%15 yr. fixed: 4.89%1 yr. adj: 3.50%30 yr. jumbo: 6.98%-->
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quarter a year prior. Twenty-two had small price declines and 74 appreciated faster than the national historic norm. The national median price went up 6 percent -- from $161,100 to $171,600. The biggest increase was in the
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Wondering What Your Home Is Worth?Let me show you.
New Or Old?The Debate Continues As you embark on your venture to buy a home, one of the first decisions to make is whether to buy new or purchase an existing home. Each choice has its advantages, and there is no single answer which works for everyone. You may be drawn to the shiny new, energy-efficient appliances, the great room, and the beautiful master suite offered in a new home. But you may also like the charm, the canopy of trees that drape over the sleepy neighborhood streets, and the increasing value of an existing home you've been eying. Here are some things you'll want to ponder as you decide which route to take. Existing homes offer many considerations for potential homebuyers, including:
The neighborhood. Many people are drawn to developed neighborhoods for the sense of community that has been established. The mature landscaping and developed trees are often a considering factor.
Maintenance and repair. If you're considering an existing home, be sure you have a good handle on the working
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Getting the Most FromYour Home Inspection With thoughts of how you're going to arrange the furniture in your new home, whether you'll make the deadline for registering the kids for their new school and how you'll find a mover on short notice, the home inspection process sometimes takes a back seat. But it shouldn't. A home inspection is perhaps the most important chapter in the home-buying saga. You've seen the beautiful tile floors, the new carpet and the freshly painted walls, but do you know what lurks in the bowels of the heating system, what lies in the crevices of the roof, and if anything -- other than water -- can be found in the interior plumbing? You should -- you're about to plop down a huge down payment and commit to a 15- or 30-year mortgage. A home's condition is important to you. Some 77 percent of all home sales in the United States last year involved a home inspection, according to a study by the American Society of Home Inspectors (ASHI) and the National Association of Realtors. "It's clear from the study that more people are recognizing the importance of home inspections," said John Ghent, president of ASHI, the largest non-profit professional organization for home inspectors. By following these pointers, you can maximize your home inspection benefits:
Know what it includes: Heating and central air conditioning systems, interior
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Open Your Options For Window Replacement If your windows are drafty, show signs of condensation, or are bringing you hefty energy bills, it might be time to consider replacing them. There were $3.9 billion worth of residential window replacements in 2001, according to the U.S. Census Bureau. Advanced technology in frame materials, glass coatings, design and gas fills used in Energy Star qualified windows help achieve significant energy cost savings. Today's Energy Star windows are twice as efficient as the average window manufactured 10 years ago. Energy Star windows, doors, and skylights can reduce your energy bill up to 15 percent. Some of the other benefits include increased comfort, noise reduction, and protection against sun damage to carpet, wood floors, furniture, fabrics and artwork. Window performance is based on several factors. First, the U-factor --
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Daily News and Advice -->Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.
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Bonnie Fagoh E-mail: bonniefagoh@century21beggins.comWeb: http://WWW.TAMPACOASTALHOMES.COM 813-390-7606
Century 21 Beggins Enterprises813-390-7606 6542 U. S. Hwy. 41 N.Apollo Beach, FL 33572
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